Jean Berti Azar

About Me

Results-driven Senior Fraud Detection Specialist with extensive expertise in behavioral analytics, AI automation, and financial crime investigation. With a proven track record of designing and deploying AI-powered fraud detection systems that have increased efficiency by 45% and reduced false positives by 60%, I bring a unique combination of technical proficiency and investigative expertise. My background spans fraud analysis, OSINT consulting, software development, and private investigation, providing a comprehensive approach to complex fraud detection and prevention challenges.

Professional Experience

Risk and Fraud Analyst - N3

JUNE 2023 - Present

ALMA | Financial Sector Company

Transactional Fraud Analysis & Detection | anomaly detection, emerging fraud patterns
Identification of suspicious transactional patterns, behavioral analysis, and complex technical schemes
In-depth exploitation of financial and technical financial data for transactional flow analysis
OSINT & Investigation Expertise: Specialized digital investigation to enrich and strengthen financial transactions and AML-CFT analyses
Analysis of suspicious transactions, LBC-FT risk assessment, transmission to TRACFIN correspondent
Designed and deployed 5 AI-powered fraud detection agents, increasing suspicious transaction identification efficiency by +45% while processing 12,000+ daily transactions and false positive reduction of +60%
Designed and deployed proprietary AML agents, increasing compliance team productivity by 70% through automated transaction risk scoring and alert prioritization
Cross-functional Collaboration with product, data, and technical teams for continuous improvement of detection and prevention processes and tools

Consultant OSINT B2B

OCT 2022 - Present

SATURN-B | freelance - OSINT consulting

Consulting and support in strategic intelligence, compliance, and digital investigation (OSINT)
Provided specialized OSINT consulting services to B2B clients in investigation services and legal sectors, delivering advanced digital investigation frameworks and reducing investigation timelines by 30%

Backend Java Programmer

AUGUST 2021 - SEPTEMBER 2022

INETUM | Digital Services Company

Back-office design and development for a leader in insurance, savings, and retirement financial services

Customer Relations Specialist for Airbnb

JANUARY 2019 - JUNE 2019

SITEL GROUP / AIRBNB

Conflict management
Level 1 Risk Management Specialist

Private Investigation Agent

MAY 2017 - SEPTEMBER 2019

PRIVATE CABINET - NDA | Private investigation firm

License: n°CAR-059-2022-07-03-20170566032

Knowledge of French private, civil, and administrative law
Report writing
Investigation and surveillance of legal entities and individuals & OSINT
Logistical and strategic organization

Interpreter

NOVEMBER 2016 - OCTOBER 2019

PUBLIC SERVICES | Customs - Police - Lawyers

Spanish language interpreter for interrogations and court hearings

Skills

Professional Skills

Financial investigation and fraud analysis Data Analytics & Transaction Monitoring Behavioral Analytics OSINT (Open Source Intelligence) & Digital Investigation specialist Automation of fraud detection, prevention, and compliance processes (RPA, AI, scripting) KYC (Know Your Customer) and advanced Due Diligence Risk Assessment & Scoring Models Cross-functional team collaboration (tech, data, compliance, product) Technical Project Management of analysis and fraud detection Training & Knowledge Transfer PEP/SL (Politically Exposed Persons) Screening Anti-money laundering and counter-terrorist financing (AML/CFT) Compliance & Investigation

Soft Skills

Teamwork Communication Conflict management Initiative Pro active

Tools & Technologies

Payment & Fraud Detection

Adyen Stripe Checkout.com Onfido

Investigation & Intelligence

OpenSanctions ofac Intelligence X Tor Edison TD

Programming Languages

JavaScript Rubi Java

Databases & Frameworks

MySQL Rails

Technologies & Platforms

RPA (Robotic Process Automation) API Development Scripting LLMs Dust ai N8N Notion Dlack Google Workspace | Sheets Trello Git Looker

Education

Application Designer & Developer | MASTER I

DECEMBER 2020 - AUGUST 2021

EURATECHNOLOGIE

Relevant Coursework: Software Architecture, Database Optimization, API Development

Coding Bootcamp

JULY 2019 - SEPTEMBER 2019

LE WAGON

Intensive 9-week program covering full-stack development, database design, and deployment

Certificat de Qualification Professionnelle - CQP Agent de Recherches Privées

OCTOBER 2016 - MAY 2017

École supérieure des Agents de Recherche Privées (ESARP)

Baccalauréat STMG

JULY 2010

CANDIDAT LIBRE

Languages

French Native

Spanish Native

English Fluent

Arabic Advanced

Senior Fraud Detection Specialist